Grade 3 Financial Literacy Worksheets

Learning Objectives

• Describe safe money habits for money in an account, including checking a balance regularly.
• Identify how to read a simple account statement and understand key money words.
• Choose actions that help protect money and keep records organized.

Learning Objectives

• Define and use key words related to savings accounts, such as savings account, deposit, record, balance, and interest.
• Identify what happens to a savings account balance after a deposit.
• Explain how interest can increase money over time.

Learning Objectives

• Explain that a bank helps keep money safe.
• Identify what an account is and why people use one.
• Distinguish between a deposit and a withdrawal.+ Show more

Learning Objectives

• Define and use key financial words: save, goal, future, amount, and plan
• Identify how short-term goals help people make good choices with money
• Choose the best plan for saving money for something they want soon

Learning Objectives

• Explain what a budget is and how to balance money between needs, saving, and goals.
• Identify vocabulary terms: balance, goal, priority, amount, and leftover in simple budget situations.
• Choose a correct budget decision when given needs, priorities, and a specific amount of money.

Learning Objectives

• Define the terms fixed, variable, expense, payment, and amount.
• Identify which expenses are fixed and which are variable in simple examples.
• Choose a good spending plan for allowance and school purchases.

Learning Objectives

• Compare two amounts of money and identify which is more or less.
• Use the words compare, left, and difference to describe what remains and how much changes.
• Solve simple money problems by finding the difference between two amounts.

Learning Objectives

• Identify coin and bill values and use them to make an amount.
• Add bills and coins to find the total amount.
• Choose the best amount that matches a target total when making change.

Learning Objectives

• Identify words related to simple purchases, including buy, pay, change, purchase, and balance.
• Choose the correct amount to pay when making a simple purchase with given prices and money.
• Calculate or recognize the correct change in a simple purchase scenario.+ Show more

Learning Objectives

• Define deposit and withdrawal using age-appropriate examples.
• Identify the role of a debit card and an ATM in accessing money.
• Explain why a PIN must be kept private for safety.

Learning Objectives

• Define and use the vocabulary words track, category, record, spend, and save in simple financial choices.
• Choose which money action matches a priority when money is limited.
• Sort purchases into categories and explain what spending records help you do.

Learning Objectives

• Count money up to $10 using coins and bills.
• Find the total amount of money using addition.
• Count on and make correct change using subtraction.

Learning Objectives

• Identify the difference between short-term and long-term goals.
• Explain how a savings habit helps meet a goal over time.
• Choose appropriate targets and simple ways to track progress.

Learning Objectives

• Identify vocabulary words related to saving plans, including wait, patience, choice, spend, and save.
• Explain why waiting before spending can help someone reach a goal.
• Choose actions that match a saving plan, such as saving for something bigger instead of buying right away.

Learning Objectives

• Explain what a long-term goal is and name one reason to plan for it
• Identify ways to track progress using jars, piggy banks, or accounts
• Use financial words such as deposit, progress, and account in correct sentences

Learning Objectives

• Explain the difference between income and expenses using simple words
• Choose appropriate amounts to plan a budget for an allowance or gift money
• Calculate the total income or total expenses by adding whole numbers+ Show more