Grade 4 Financial Literacy Worksheets

Learning Objectives

• Identify what the word price means in a shopping situation.
• Compare prices to decide which choice has better value.
• Use cost, value, and choice vocabulary to explain buying decisions.

Learning Objectives

• Explain what a debit card is and how it connects to an account
• Identify how withdrawals and ATM use work with a debit card
• Use safety rules for debit cards, including keeping a PIN private+ Show more

Learning Objectives

• Identify what a savings account is and how it helps people save money.
• Explain the meaning of deposit, record, balance, and interest in simple terms.
• Select strategies for using deposits to track savings account growth.

Learning Objectives

• Describe how a bank helps keep money safe.
• Use vocabulary words (bank, account, deposit, withdrawal, balance) in correct sentences.
• Identify when a deposit or a withdrawal happens in everyday situations.

Learning Objectives

• Define key vocabulary (online, review, safe, buyer, consumer) and use each word in a sentence.
• Identify how advertising can influence what a consumer wants to buy.
• Apply strategies for safe online and store purchases, including checking reviews and product details.

Learning Objectives

• Explain how a receipt can serve as proof for a return.
• Describe the difference between a return, a refund, and a warranty.
• Identify how keeping receipts helps protect money in simple budgets.

Learning Objectives

• Define key financial literacy terms: advertising, claim, quality, value, and product.
• Identify how advertising messages may be claims about a product.
• Choose examples of value using quality, not just price.

Learning Objectives

• Define and use budget words such as balance, goal, priority, amount, and leftover
• Identify how to track spending to keep a budget balanced
• Choose the best action for a budget goal using needs, saving, and simple planning

Learning Objectives

• Define and use financial literacy vocabulary such as track, category, record, spend, and save
• Identify how recording and categorizing purchases helps a person track spending
• Choose strategies to save money for a goal by making simple plans and records

Learning Objectives

• Define fixed expense and variable expense.
• Identify whether an expense is likely to stay the same or change.
• Choose the best word to complete sentences about payments and amounts.+ Show more

Learning Objectives

• Identify the difference between needs and wants using examples
• Match budget terms to their meanings, including income and expense
• Choose a plan for using money to cover needs first

Learning Objectives

• Identify key business vocabulary words: plan, market, customer, advertise, and goal.
• Choose the best simple business idea for a given market and customer.
• Recognize how a plan helps a business grow over time.

Learning Objectives

• Define revenue and cost using everyday examples
• Identify whether an outcome shows profit or loss
• Calculate a simple margin by comparing revenue and cost

Learning Objectives

• Identify the meaning of startup cost, revenue, and expense in a simple jobs and services situation.
• Choose which costs happen before money is earned and which costs happen to keep a job running.
• Use basic budgeting ideas to decide if an allowance or money plan matches a situation’s income and spending.

Learning Objectives

• Identify safe habits for managing money in an account
• Use account vocabulary (account, balance, record, check, protect) correctly in context
• Choose actions that help keep an accurate and secure account+ Show more

Learning Objectives

• Identify what a business sells: a product or a service.
• Describe who pays for goods or help and what they receive as customers.
• Recognize how a business idea can connect to earning income for spending needs.