Financial Literacy Worksheets

Learning Objectives

• Count money up to $10 using coins and bills.
• Find the total amount of money using addition.
• Count on and make correct change using subtraction.

Learning Objectives

• Explain how safe ATM habits help protect an account
• Identify when to check an account balance and record important information
• Use vocabulary words (account, balance, record, check, protect) to describe money safety

Learning Objectives

• Count a small number of coins and find the total amount
• Compare two amounts of money using the words more and less
• Use coin values (pennies and nickels) to match totals

Learning Objectives

• Identify the difference between short-term goals and long-term goals
• Explain what a goal, target, and saving habit mean
• Choose simple saving actions that help reach a goal

Learning Objectives

• Identify coin and bill values and use them to make an amount.
• Add bills and coins to find the total amount.
• Choose the best amount that matches a target total when making change.

Learning Objectives

• Explain that earning money means getting pay for doing work
• Use key vocabulary words (earn, work, job, service, pay) in simple sentences
• Recognize that effort and finishing a task help you receive pay

Learning Objectives

• Compare two amounts of money and identify which is more or less.
• Use the words compare, left, and difference to describe what remains and how much changes.
• Solve simple money problems by finding the difference between two amounts.

Learning Objectives

• Define gift and donation and tell how they are different
• Choose actions that show help, support, and charity for family, school, or community needs
• Identify when giving to a school or community project is a donation

Learning Objectives

• Explain why waiting can help us make a better choice about spending.
• Use the words wait, patience, choice, spend, and save to describe money decisions.
• Identify the best next choice when you want something bigger later.

Learning Objectives

• Define and use the vocabulary words fixed, variable, expense, payment, and amount
• Identify fixed and variable expenses in everyday teen budgeting scenarios
• Choose the best budget category for a given expense based on how stable the cost is

Learning Objectives

• Tell the difference between a need and a want
• Identify which item should be a priority when making a choice
• Use the idea of a budget to plan money for needs before wants

Learning Objectives

• Identify the difference between a need and a want.
• Use vocabulary words (need, want, choice, priority, budget) to explain everyday decisions.
• Choose needs before wants when money is limited.+ Show more

Learning Objectives

• Explain what a long-term goal is and name one reason to plan for it
• Identify ways to track progress using jars, piggy banks, or accounts
• Use financial words such as deposit, progress, and account in correct sentences

Learning Objectives

• Identify what it means to trade and exchange in everyday situations
• Use the words give and receive to describe a trade or exchange
• Explain that value means how useful or important something is+ Show more

Learning Objectives

• Identify key words related to responsible money choices: share, give, help, spend, responsibility
• Choose actions that show thinking before buying (waiting, saving, and considering others)
• Connect responsible spending with sharing, giving, and helping in home and school situations

Learning Objectives

• Define budgeting terms such as budget, income, and expense.
• Identify how to plan a budget for goals using money set aside ahead of time.
• Calculate a simple total by adding expenses or savings amounts.

Learning Objectives

• Identify common advertising words and claims in online offers for purchases.
• Explain how to recognize safer payment habits when buying online.
• Use key vocabulary (online, payment, secure, password, privacy) to describe good choices.

Learning Objectives

• Count small groups of coins to find a total amount.
• Use the words more and less to compare two money amounts.
• Match addition of coin amounts to a correct total.

Learning Objectives

• Define and use the vocabulary words track, category, record, spend, and save in simple financial choices.
• Choose which money action matches a priority when money is limited.
• Sort purchases into categories and explain what spending records help you do.

Learning Objectives

• Explain how passwords, PINs, and privacy protect accounts in digital payments
• Identify safe habits for keeping account information private
• Choose strategies that reduce the risk of account theft or unauthorized purchases

Learning Objectives

• Identify the difference between coins and bills
• Recognize what a denomination tells us about money value
• Choose the correct money pieces to match an amount and compare value

Learning Objectives

• Explain the difference between a need and a want.
• Identify what price means when shopping or choosing items.
• Make thoughtful buying choices when money is limited.

Learning Objectives

• Explain how a receipt can serve as proof for a return.
• Describe the difference between a return, a refund, and a warranty.
• Identify how keeping receipts helps protect money in simple budgets.

Learning Objectives

• Identify what it means to trade and exchange in everyday situations.
• Use the words give, receive, and value to describe exchanges.
• Choose examples of fair trading for home, classroom, and small store situations.

Learning Objectives

• Identify safe choices when using an ATM to protect an account.
• Explain how checking a balance and reading statements help track spending.
• Use vocabulary words (account, balance, record, check, protect) in correct money-safety contexts.+ Show more

Learning Objectives

• Identify how advertisements can influence buying choices
• Explain the difference between quality and value
• Use simple steps to make a better choice than only choosing the lowest price+ Show more

Learning Objectives

• Identify what the word price means in a shopping situation.
• Compare prices to decide which choice has better value.
• Use cost, value, and choice vocabulary to explain buying decisions.

Learning Objectives

• Explain the difference between income and expenses using simple words
• Choose appropriate amounts to plan a budget for an allowance or gift money
• Calculate the total income or total expenses by adding whole numbers+ Show more

Learning Objectives

• Explain that a bank helps keep money safe.
• Identify what an account is and why people use one.
• Distinguish between a deposit and a withdrawal.+ Show more

Learning Objectives

• Define the terms fixed, variable, expense, payment, and amount.
• Identify which expenses are fixed and which are variable in simple examples.
• Choose a good spending plan for allowance and school purchases.

Learning Objectives

• Identify the difference between needs and wants using examples
• Match budget terms to their meanings, including income and expense
• Choose a plan for using money to cover needs first

Learning Objectives

• Identify trade-offs involved in everyday spending choices.
• Compare choices by considering limits and possible consequences.
• Explain how a choice can affect a short-term need and a long-term goal.

Learning Objectives

• Identify what a want is and explain why waiting can help you spend money wisely
• Use the words priority, trade-off, compare, option, and consequence in simple real-life examples
• Choose between two wants by deciding which one is more important (highest priority)

Learning Objectives

• Identify what a piggy bank and a jar are used for
• Understand the meaning of deposit and progress in saving money
• Use simple counting to show how savings can grow toward a goal

Learning Objectives

• Identify what sharing means and choose the correct example of sharing
• Recognize words related to giving, helping, spending, and responsibility
• Choose responsible money actions for home, classroom, and store situations

Learning Objectives

• Identify the words job, chore, service, community, and helper in simple community situations.
• Choose the correct word (job, chore, or service) for people’s roles at home, school, or in a store.
• Recognize that communities rely on helpers and services to stay safe and healthy.

Learning Objectives

• Identify what a debit card is used for in everyday money situations
• Explain how withdrawals from an ATM connect to a checking account
• Recognize safe PIN habits and ways to protect account information

Learning Objectives

• I can choose when to spend, save, or share money responsibly.
• I can explain how responsible choices can help others.
• I can use money words like responsible, spend, save, and share correctly.

Learning Objectives

• Define compare, price, cost, value, and choice using age-appropriate examples.
• Identify which option is the best value when given two prices and simple details.
• Use a simple plan to compare prices before making a purchase.

Learning Objectives

• Define key financial literacy terms: advertising, claim, quality, value, and product.
• Identify how advertising messages may be claims about a product.
• Choose examples of value using quality, not just price.

Learning Objectives

• Explain what a bank account is and why people use one instead of keeping cash at home.
• Identify the meanings of deposit, withdrawal, and balance.
• Use bank-account terms to interpret simple money situations.

Learning Objectives

• Define fixed expenses and variable expenses using clear financial vocabulary.
• Identify which bills or costs are fixed or variable in everyday situations.
• Distinguish an expense payment amount that stays the same from one that changes.

Learning Objectives

• Explain how comparison shopping helps people choose the best value by checking price, quality, and delivery details.
• Identify warning signs of scams and fake offers, including urgent messages, suspicious links, and offers that seem too good to be true.
• Use financial vocabulary (scam, fraud, trick, warning, fake) to describe unsafe purchasing situations.

Learning Objectives

• Define and use the vocabulary savings account, deposit, withdrawal, record, balance, and interest.
• Identify whether an action is a deposit or a withdrawal and predict how it affects a savings account balance.
• Use a simple account record to calculate a new balance after deposits and withdrawals.+ Show more

Learning Objectives

• Identify how a receipt helps a consumer prove a purchase.
• Explain the difference between a return and a refund.
• Recognize what a warranty is and how it protects a buyer.+ Show more

Learning Objectives

• Define revenue, cost, profit, and loss using simple examples.
• Identify the correct calculation and relationship between revenue, cost, and margin.
• Choose whether a situation shows profit or loss based on given amounts.

Learning Objectives

• Define and use key financial words: budget, income, expense, plan, and total.
• Identify how to sort money into income and expenses in a simple budget.
• Choose the best action for budgeting money using a plan and calculating totals.

Learning Objectives

• Identify safe habits for paying online using a bank or payment card
• Recognize why protecting personal information helps keep money safe
• Use the idea of recording purchases to help track spending